The RDSP is a new federally registered savings plan that is delivered by the Canada Revenue Agency. It is designed to ensure long-term financial security for people with disabilities. Beneficiaries may receive the added benefit of government grants and bonds. The RDSP, grant and bond are an initiative of the Government of Canada. Independent Living (IL) Canada encourages people to apply for RDSP’s. This savings plan aligns with the Independent Living philosophy encouraging people with disabilities to plan for their long term financial security and the future costs of disability needs.

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Please have a look at IL Canada's RDSP tools for details:

Where to get an RDSP?

The following financial organizations offer the Registered Disability Savings Plan (RDSP), grant and bond:

• BMO Bank of Montreal. 1-800-665-7700
• Bank of Nova Scotia. 1-877-929-4499
• CIBC Securities Inc. 1-800-465-3863
• Les Fonds d'investissement FMOQ inc. 1-800-641-9929
• The RBC Royal Bank. 1-800-463-3863
• TD Canada Trust (TD Waterhouse). 1-866-280-2022

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For more information:

• Canada Revenue Agency - Persons with Disabilities Main Page
• Canada Revenue Agency - Disability Tax Credit
• Canada Revenue Agency - RDSP
• Human Resources and Skills Development Canada - Grants and Bonds
• Planned Lifetime Advocacy Network (PLAN)